ZIPPAY

Pay in 4 payments, interest free

Zip is here to help you pay for life’s extras

Flexible First Payment

Reduce future payments
Pay more upfront and manage your money like a pro. Available in-store and online including giftcard purchases.

Preferred Payment Day

Choose the best day for you to repay
Before you complete your purchase, select the Repayment Day drop down and choose the day that works best for you. Simple and easy.

Making Manual Repayments

80,000 Kiwis pay early every month
Our early payments feature helps you control your cash flow – you can make a payment before the due date if it’s better for your schedule.

Buy above your balance

What you need, when you need it
If your Zip balance is low, that doesn’t mean you can’t make a bigger purchase. You’ll just need to pay the difference when you checkout. Available everywhere Zip is.

Create an account here